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How to Buy Car-Rental Insurance in France in 3 Simple Steps?

Road trips are rightfully considered the most exciting. When you travel by car, your adventures begin from the moment you start off. After all, you enjoy absolute freedom and can drive to any interesting place or make an unplanned stop when you want.

How to Buy Car-Rental Insurance in France in 3 Simple Steps?

But even such a trip must be thoroughly planned, especially if you travel abroad, for example, in France. France has some regulations you must take into account to make your trip memorable.

Find the Right Car to Travel to Europe

It may sound surprising but in some countries, renting a car is much more cost-effective than spending money on public transport. Luckily, car rental is a widespread service across Europe, including France. You can book a car online on the sites of international car rental companies. Alternatively, you can search for a suitable option with the help of an aggregator.

In fact, it is an intermediary between the rental company and the client. Such a platform usually contains offers from several rental offices for a specific region. There are a lot of such companies, and they are not just ordinary intermediaries. Prices are often even lower here than when renting directly. Besides, the booking algorithm can be much more convenient.

Local Driving Laws and Restrictions

Usually, you can rent a car if you are 21 and older. But be prepared that some companies may ask for a special age fee if you are under 25. Concerning documents, you will need an International Driving Permit, a passport, and a deposit on a bank card.

Basic road rules are the same as in other European countries. You must not exceed the allowed speed while driving, fasten your belts, avoid talking over the phone if you do not have a hand-free system and pay for the toll roads. The fines are impressive, so take time to read more details about safe driving in France.

Buying Excess Waiver Insurance at the Rental Car Counter

Then you have to decide what kind of insurance you choose. There are several options:

  • Collision Damage Waiver (CDW). This basic policy is often included in the rental price by default. It covers expenses in the event of an accident and car damage. Though, this insurance type always comes with a deductible.
  • Theft Insurance (TI) or Theft Protection (TP). This policy protects your rental car against theft. It is not the most demanded service in France and is more appropriate in less safe countries.
  • Third-Party Liability (TPL). It can also be included in the base rental price. In simple words, it is the insurance of cars of third parties that have suffered through your fault.
  • Super CDW. This insurance allows you not to worry about any payment from your pocket. Even if this policy is expensive, it fully protects you without a deposit and payment of a deductible.

According to statistics, most often, insurance problems arise because of broken glass, scratched discs, and damaged tires. Therefore, special attention must be paid to these points in a lease agreement – it is better when your policy covers these.

Can I Decline the Rental Company’s Coverage to Use 3Rd Party Car Rental Insurance?

A lot of tourists do not take car hire excess waiver insurance (which is equivalent to Super CDW) from rental offices. Instead, they go to third-party insurance companies like CarInsuRent.com to cover the rented vehicle from damage.

Buying insurance from a CarIsnuRent is very easy and can be completed by following these 3 steps:

  1. Enter your travel dates and personal information

 

  1. Review your personal quote and choose between daily coverage and annual coverage

 

  1. Complete your payment

You are absolutely free to buy insurance separately on specialized resources and not in a car rental. This way, you can get more benefits at a much lower price.

Tips for Saving Money on Car Rentals in France

You can look for a car upon your arrival in France or you can do it in advance via the Internet. Though, the latter option brings you several benefits:

  • The price of car rental is lower than taking a car on the spot.
  • You save time and money as you have access to a much wider choice online.
  • You are guaranteed to receive a car at a specified time, and it will be of exactly the class you chose.

Be sure to discuss additional services in advance, for example, the provision of a child car seat or a navigator. Assuming that your smartphone supports GPS, you don’t really need to buy a navigator from the rental company and you can use apps such as Google Maps. Upon completion of the booking process, the contract must indicate the total final amount, including all insurances and additional options. Otherwise, unforeseen additional costs may arise on the spot, and these can be significant.

A road trip is not suitable for everyone, so you need to evaluate all its pros and cons in advance. But once thoroughly planned, such an adventure will surely bring you a lot of delightful emotions and an unforgettable aftertaste.

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